NMI Holdings Valuation
| NMIH Stock | USD 39.64 0.01 0.03% |
At this time, the firm appears to be undervalued. NMI Holdings secures a last-minute Real Value of $42.87 per share. The latest price of the firm is $39.64. Our model forecasts the value of NMI Holdings from inspecting the firm fundamentals such as profit margin of 0.55 %, and Return On Equity of 0.16 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting NMI Holdings' valuation include:
Undervalued
Today
Please note that NMI Holdings' price fluctuation is very steady at this time. Calculation of the real value of NMI Holdings is based on 3 months time horizon. Increasing NMI Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since NMI Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of NMI Stock. However, NMI Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 39.64 | Real 42.87 | Target 46.29 | Hype 39.93 |
The intrinsic value of NMI Holdings' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence NMI Holdings' stock price.
Estimating the potential upside or downside of NMI Holdings helps investors to forecast how NMI stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of NMI Holdings more accurately as focusing exclusively on NMI Holdings' fundamentals will not take into account other important factors: When choosing an evaluation method for NMI Holdings, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
NMI Holdings Cash |
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NMI Holdings Total Value Analysis
NMI Holdings is now forecasted to have valuation of 3.39 B with market capitalization of 3.05 B, debt of 417.03 M, and cash on hands of 167.13 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the NMI Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.39 B | 3.05 B | 417.03 M | 167.13 M |
NMI Holdings Investor Information
About 96.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.16. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. NMI Holdings has Price/Earnings To Growth (PEG) ratio of 1.66. The entity had not issued any dividends in recent years. Based on the key indicators related to NMI Holdings' liquidity, profitability, solvency, and operating efficiency, NMI Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.NMI Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. NMI Holdings has an asset utilization ratio of 0.0184 percent. This signifies that the Company is making $1.84E-4 for each dollar of assets. An increasing asset utilization means that NMI Holdings is more efficient with each dollar of assets it utilizes for everyday operations.NMI Holdings Profitability Analysis
Based on NMI Holdings' profitability indicators, NMI Holdings is performing exceptionally good at the present time. It has a great chance to showcase excellent profitability results in March. Profitability indicators assess NMI Holdings' ability to earn profits and add value for shareholders.Net Income | First Reported 2012-03-31 | Previous Quarter 96 M | Current Value 94.2 M | Quarterly Volatility 39.5 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 1.06 | 0.9183 |
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For NMI Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of NMI Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well NMI Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between NMI Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of NMI Holdings over time as well as its relative position and ranking within its peers.
NMI Holdings Earnings per Share Projection vs Actual
The next projected EPS of NMI Holdings is estimated to be 1.2976 with future projections ranging from a low of 1.25 to a high of 1.3479. NMI Holdings' most recent 12-month trailing earnings per share (EPS TTM) is at 4.92. Please be aware that the consensus of earnings estimates for NMI Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.NMI Holdings Earnings Estimation Breakdown
The calculation of NMI Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of NMI Holdings is estimated to be 1.2976 with the future projection ranging from a low of 1.25 to a high of 1.3479. Please be aware that this consensus of annual earnings estimates for NMI Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.25 Lowest | Expected EPS | 1.35 Highest |
NMI Holdings Earnings Projection Consensus
Suppose the current estimates of NMI Holdings' value are higher than the current market price of the NMI Holdings stock. In this case, investors may conclude that NMI Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and NMI Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 7 | 90.86% | 0.0 | 1.2976 | 4.92 |
NMI Holdings Ownership Allocation
NMI Holdings maintains a total of 76.03 Million outstanding shares. The majority of NMI Holdings outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in NMI Holdings to benefit from reduced commissions. Therefore, institutional holders are subject to a different set of regulations than regular investors in NMI Holdings. Please pay attention to any change in the institutional holdings of NMI Holdings as this could imply that something significant has changed or is about to change at the company. On September 3, 2020, Representative Susie Lee of US Congress acquired under $15k worth of NMI Holdings's common stock.NMI Holdings Profitability Analysis
The company reported the previous year's revenue of 705.58 M. Net Income was 388.93 M with profit before overhead, payroll, taxes, and interest of 551.17 M.About NMI Holdings Valuation
An absolute valuation paradigm, as applied to NMI Stock, attempts to find the value of NMI Holdings based on its fundamental and basic technical indicators. By analyzing NMI Holdings's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of NMI Holdings's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of NMI Holdings. We calculate exposure to NMI Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of NMI Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 647.9 M | 329.4 M | |
| Pretax Profit Margin | 0.71 | 0.74 | |
| Operating Profit Margin | 0.71 | 0.74 | |
| Net Profit Margin | 0.55 | 0.58 | |
| Gross Profit Margin | 0.92 | 1.06 |
NMI Holdings Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 79 M | |
| Quarterly Earnings Growth Y O Y | 0.121 | |
| Forward Price Earnings | 7.5358 |
NMI Holdings Current Valuation Indicators
Valuation refers to the process of determining the present value of NMI Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value NMI we look at many different elements of the entity such as NMI's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as NMI Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use NMI Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes NMI Holdings' worth.Complementary Tools for NMI Stock analysis
When running NMI Holdings' price analysis, check to measure NMI Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NMI Holdings is operating at the current time. Most of NMI Holdings' value examination focuses on studying past and present price action to predict the probability of NMI Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NMI Holdings' price. Additionally, you may evaluate how the addition of NMI Holdings to your portfolios can decrease your overall portfolio volatility.
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